Need Help Financing Your Dream Home?

At Oak Ridge Homes, we know that sometimes the hardest part of financing your home is knowing where to start. We’re here to help. We can put you in touch with our recommended lending experts who can answer all your financing questions. Experienced in construction lending and familiar with the Oak Ridge Homes team, they have the financial tools to help make your dream home a reality. And they can do it at a competitive rate.

Buying a home should be a satisfying experience, and we feel the same when it comes to financing your home. While you are free to choose any mortgage company you wish, by financing your home purchase through an Oak Ridge Recommended Lender you will receive a number of benefits.

  • Outstanding Service – Our Recommended Lenders will work together with you and Oak Ridge Homes to make your home buying dreams come true!
  • Personalized service – Our Recommended Lenders will work together with you and Oak Ridge Homes to find the right financing package for your needs.
  • Wide variety of mortgage products
  • Local branch offices
  • Competitive Interest Rates – Having Recommended Lenders creates a competitive environment to offer you some of the best interest rates!

Discover your buying power by pre-qualifying today with an easy online or phone application!  Make sure to mention you were referred by Oak Ridge Homes!

See something you like? Calculate costs before contacting Oak Ridge Homes. Please keep in mind this calculator estimates the payment for PRINCIPAL and INTEREST ONLY. Taxes and insurance are NOT included.

Select from our Recommended Lenders below or feel free to contact us to pre-qualify today!


Bobby Sapia

Senior Mortgage Loan Originator | NMLS: 189170
4200 SW 34th Street, Gainesville, FL 32608         
T: (386) 755-0600
Cell: (352) 360-8231 | F: (352) 335-1518
E : [email protected]


I can do Construction perm loans for:
VA 100% LTV
FHA 96.5% LTV
Conventional 95% LTV

I also have the standard:
3% conventional – min down payment
3.5% FHA
100% VA
100% USDA

Coming this fall:
100% Doctor loan
102% Nurse loan- you can roll 2% into the loan of the closing costs
Down payment assistance up to $7500.00



Regions logo

Gary Leist

Mortgage Loan Originator | NMLS 546434
1700 SE 17th Street Ocala, FL 34471
P: (352) 854-4129 | E: [email protected]